The rules of using Prometra.

By accessing or using the Service you agree to be bound by these Terms. If you do not agree, do not use the Service.

Prometra is operated by MegaCharts Inc. You can reach us at david@megacharts.com.

You may use the Service only if you (a) are at least 18 years old, (b) have the legal capacity to enter into a binding contract, (c) are a resident of the United States, and (d) are not subject to U.S. economic sanctions or otherwise prohibited from using the Service under applicable law.

You must provide accurate information when you create your account and keep it current. You are responsible for safeguarding your credentials and for all activity that occurs under your account. Notify us promptly at david@megacharts.com if you suspect unauthorized access.

Prometra connects to your brokerage accounts through SnapTrade (operated by Passiv Technologies Inc.), which authenticates you with your broker and returns read-only account data to us on your authorization.

• Read-only access. Prometra does not place trades, transfer or move funds, change order routing, modify account settings, or take any other action against your brokerage account.
• No broker credentials. We never see or store your brokerage username or password. Authentication happens between you, your broker, and SnapTrade.
• You can disconnect anytime.Revoke Prometra’s access at your broker’s connected-apps settings, or email us to disconnect. Either terminates the connection.
• Third-party terms apply. Your use of SnapTrade and your broker is also governed by their respective terms and privacy policies.

Prometra is a personal informational and research tool. We are not a registered broker-dealer, investment adviser, financial planner, tax adviser, or law firm, and we are not acting in any of those capacities. Nothing displayed in the Service — including any chart, statistic, narrative summary, AI-generated commentary, or other output — is a recommendation, offer, or solicitation to buy, sell, or hold any security or to engage in any investment strategy.

Any decisions you make based on information from the Service are your own. You should consult a qualified professional before making investment, tax, or legal decisions. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal.

Portfolio data shown in Prometra comes from third parties — your brokerage, SnapTrade, and market-data providers. While we try to display this data faithfully, we do not warrant that it is complete, accurate, current, or error-free, and the Service may be unavailable or out of sync from time to time. Always verify with your broker before acting on any number you see in Prometra.

You agree not to:

• use the Service to violate any law, regulation, or third-party right (including any agreement you have with your broker);
• attempt to access another user’s account, data, or brokerage connection;
• probe, scan, scrape, reverse engineer, decompile, or otherwise attempt to derive the source code of the Service, or interfere with its security or integrity;
• use bots, automated tools, or unauthorized integrations to access the Service in a way that places undue load on it;
• copy, resell, or commercially redistribute the Service or its content without our prior written consent;
• use the Service to transmit malware, phishing content, or other harmful material.

The Service — including its software, design, text, graphics, and the “Prometra” and “MegaCharts” names and logos — is owned by MegaCharts Inc or its licensors and is protected by intellectual-property laws. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use.

You retain ownership of your data. By using the Service, you grant us a limited, worldwide, royalty-free license to host, store, process, and display your data solely for the purpose of providing and improving the Service to you. We may use aggregated, de-identified data that cannot reasonably be linked back to you for analytics and product-improvement purposes.

The Service relies on and integrates with third-party services (such as your brokerage, SnapTrade, and our hosting and authentication providers). We are not responsible for the availability, accuracy, content, or conduct of any third-party service, and your use of those services is governed by their own terms.

You can stop using the Service at any time and delete your account by emailing david@megacharts.com. We may suspend or terminate your access to the Service, with or without notice, if you violate these Terms, if we are required to do so by law, or if continuing to provide the Service to you becomes commercially impracticable.

Sections that by their nature should survive termination (including Sections 9 and 12–18) will survive.

The Service is provided “as is” and “as available” without warranties of any kind.

To the fullest extent permitted by law, MegaCharts disclaims all warranties, express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, availability, and uninterrupted operation. We do not warrant that the Service or any data shown in it will be error-free, secure, timely, or suitable for any particular investment decision.

To the fullest extent permitted by law, neither MegaCharts nor its officers, members, employees, or agents will be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, or investment value, arising out of or related to your use of (or inability to use) the Service, even if we have been advised of the possibility of such damages.

Our aggregate liability to you for all claims arising out of or related to the Service will not exceed the greater of (a) USD $100 or (b) the amounts you have paid us for the Service in the 12 months preceding the event giving rise to the claim. Some jurisdictions do not allow the exclusion or limitation of certain damages, so the limitations above may not apply to you in full; in those jurisdictions our liability is limited to the maximum extent permitted by law.

You agree to indemnify and hold harmless MegaCharts Inc and its officers, members, employees, and agents from and against any third-party claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to (a) your use of the Service, (b) your violation of these Terms, or (c) your violation of any law or third-party right (including any agreement with your broker).

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. If a change is material, we will provide reasonable advance notice (for example, an in-product notice or email). Your continued use of the Service after the new Terms take effect means you accept them. If you do not accept them, your remedy is to stop using the Service and delete your account.

These Terms and any dispute arising out of or related to them or the Service are governed by the laws of the State of California, without regard to its conflict-of-laws rules. Subject to Section 17, the exclusive venue for any dispute that is not subject to arbitration will be the state or federal courts located in California, and you consent to the personal jurisdiction of those courts.

Please read this section carefully. It affects your legal rights, including your right to a jury trial and your right to bring claims as part of a class.

17.1 Informal resolution

Before filing any claim, you agree to first contact us at david@megacharts.com and try to resolve the dispute informally. If we cannot resolve it within 60 days, either of us may bring a formal proceeding consistent with this Section.

17.2 Binding arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service that cannot be resolved informally will be resolved by binding individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect. The arbitration will be conducted in English; the seat will be in California unless we both agree otherwise; and judgment on the award may be entered in any court of competent jurisdiction. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement.

17.3 Class-action waiver

You and MegaCharts each waive any right to bring or participate in a class, collective, consolidated, or representative action. The arbitrator may not consolidate more than one person’s claims or preside over any form of representative or class proceeding.

17.4 Small-claims carve-out

Either party may bring an individual action in small-claims court for disputes within that court’s jurisdiction instead of proceeding in arbitration.

17.5 30-day right to opt out

You can opt out of this arbitration agreement by emailing david@megacharts.com within 30 days of first accepting these Terms with the subject line “Arbitration Opt-Out” and your account email in the body. If you opt out, the rest of these Terms (including Section 16) still applies.

17.6 Severability of this Section

If the class-action waiver in Section 17.3 is found unenforceable as to a particular claim or remedy, that claim or remedy must be brought in court and the rest of this Section 17 still applies.

• Entire agreement. These Terms, together with the Privacy Policy and any other terms we reference, are the entire agreement between you and MegaCharts regarding the Service.
• Severability. If any provision is found unenforceable, the rest of these Terms will remain in full force and effect.
• No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
• Assignment. You may not assign these Terms without our prior written consent. We may assign them in connection with a merger, acquisition, or sale of assets.
• Force majeure. Neither party is liable for failures or delays caused by events beyond its reasonable control.
• Notices. We may give notices by email or in-product message. Notices to us must be sent to david@megacharts.com.
• Headings. Section headings are for convenience only and do not affect interpretation.

Questions about these Terms? Email david@megacharts.com.

MegaCharts Inc
United States